Important Questions First-Time Buyers Often Forget to Ask

Buying your first home? Don’t forget these questions.

Buying your first home is a big milestone — and it comes with a mix of excitement and nerves. You’ve probably already asked about the price, location, and maybe even the school district. But what about the questions you haven’t thought to ask?

Missing just one important question can lead to regrets, unexpected expenses, or even losing out on the right home.

Let’s uncover the top questions first-time buyers forget to ask — and why you need to ask them now.

1. Why are the sellers moving?

This one sounds simple, but it can give you valuable insight. Are they moving for a job? Downsizing? Running from noisy neighbors or foundation issues?

The answer might reveal something you need to know — or confirm it’s a good deal.

2. What’s included in the sale?

Don’t assume the fancy fridge, washer, or even light fixtures are included. Always ask what stays and what goes with the home.

Better yet? Get it in writing as part of your purchase agreement.

3. Are there any known issues with the home?

Legally, sellers should disclose known problems, but asking directly can give you a clearer picture. Things like roof leaks, pest problems, or past flooding might not be obvious during a walkthrough.

4. How old are the major systems?

Big-ticket items like the roof, HVAC system, water heater, and appliances can be expensive to replace.

Ask how old they are and when they were last serviced. A newer HVAC might save you thousands in the first few years.

5. What are the monthly utility costs?

You might be able to afford the mortgage, but what about the electric, water, trash, and internet bills?

Ask for average monthly utility costs to avoid budget surprises once you move in.

6. What’s the neighborhood really like?

Visit the home during different times of the day. Talk to neighbors. Is it quiet at night? Are there barking dogs or parking nightmares?

These details can make or break your living experience.

7. Is the home part of an HOA — and what are the rules?

Some buyers forget to ask about HOA fees and restrictions. Monthly dues can impact your budget, and the rules might limit what you can do with your home.

Planning to park an RV or paint your door red? Better ask first.

8. Has the home had any renovations or additions?

Find out if any work was done — and whether it was permitted and inspected. Unpermitted work could lead to problems down the road, especially if you try to sell or refinance.

9. How long has the home been on the market?

If the home has been sitting for a while, it might mean there’s room to negotiate — or that something’s wrong.

Either way, it’s worth digging deeper and asking why.

10. What’s the resale potential of this home?

Even if you plan to stay forever, life happens. Ask your agent if this home has strong resale value and if the area is growing or declining.

This helps protect your investment long-term.

Don’t just fall in love with the kitchen — ask the right questions

Buying a home isn’t just about what you see. It’s also about what you ask and know. Asking the right questions can save you stress, money, and heartache in the long run.

Still unsure what to ask? Talk to a trusted real estate agent or download a first-time buyer checklist to help you stay on track.

Ready to start your home buying journey? Drop your questions below or connect with a local expert to guide you through it step by step!