Why You Should Not Skip the Home Warranty When Buying a House

Thinking of Skipping the Home Warranty? Think Again

Buying a new home is exciting — but also comes with a long to-do list and a lot of expenses. So it’s tempting to skip things like a home warranty to save some money. But here’s the truth: that small savings now could turn into a big headache later. Let’s break down why a home warranty is more than just an optional add-on.

What Is a Home Warranty?

First things first, a home warranty is a service contract that covers the repair or replacement of major systems and appliances in your home. Think HVAC, plumbing, electrical, your fridge, and even your washer and dryer. If they break down due to normal wear and tear, the warranty has your back.

It Covers What Insurance Doesn’t

Many homeowners confuse a home warranty with homeowners insurance — but they’re not the same. Homeowners insurance covers damages from unexpected events like fires, storms, or theft. But it won’t help when your air conditioner dies in the middle of July. That’s where a home warranty steps in.

Peace of Mind for First-Time Buyers

If you're buying your first home, chances are you’ve never had to deal with a busted water heater or a broken oven. These repairs can be expensive and overwhelming — especially when you're still settling into your new home. A home warranty gives you confidence that you're covered if something goes wrong.

It Saves You from Unexpected Repair Bills

Let’s talk numbers. A new furnace can cost thousands. Even something as “simple” as a dishwasher repair can run a few hundred dollars. With a home warranty, you typically pay a small service fee for covered repairs — not the full price. That’s money saved and stress avoided.

A Lifesaver for Older Homes

Buying an older home? That charming character may come with aging systems and appliances. A home warranty becomes even more important here because it helps cover the risk of breakdowns in older equipment that may not be under manufacturer warranties anymore.

It Adds Value If You Sell Your Home

Here’s something many sellers don’t know — offering a home warranty with your listing can make your property more attractive. Buyers see it as a bonus and peace of mind, especially if they’re deciding between similar homes.

Common Misconceptions About Home Warranties

Some folks skip a warranty thinking it won’t be worth it. But let’s bust a few myths:

Myth: “It doesn’t cover enough.”

Truth: Most warranties cover major systems and appliances. You can even add extra coverage for things like pools or spas.

Myth: “I’ll never use it.”

Truth: You might not — but if you do, it could save you thousands.

Myth: “I can fix things myself.”

Truth: That’s great, but not everyone wants to (or can) take on major repairs — especially in a new home.

A Smart Safety Net for Smart Homeowners

Skipping a home warranty might save a few dollars upfront, but it could cost much more later. From unexpected repairs to added peace of mind, having a warranty in place is a smart move for any homeowner.

Protect Your New Home Today

Buying a home is a big investment — don’t leave it unprotected. A home warranty can be your safety net when the unexpected happens.

Need help finding a reliable home warranty provider? Reach out and we’ll point you in the right direction.